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Best hotel credit cards 4x3

A hotel credit card can earn you points toward a free stay, and benefits like complimentary elite status.

Alyssa Powell/Business Insider


The best hotel credit cards of 2020:

When considering a hotel credit card, it’s important to factor in your travel goals: Are you looking to stay at a five-star resort in the Maldives? Or do you want to be able to book a cheap staycation once or twice a year without paying an exorbitant annual fee?

It’s also important to consider the card’s welcome bonus, recurring benefits, ease of earning free nights via credit card spending, category bonuses, and elite status perks (if any). With that in mind, here are the best hotel credit cards.

If you’re interested in rewards credit cards that offer travel benefits that extend beyond hotel perks, check out Business Insider’s list of the best travel credit cards.

We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

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